How long do you have to claim after a car accident?
7 juli 2026
In the Netherlands, a personal injury claim generally expires five years after you became aware of both your damage and the liable party (article 3:310 of the Dutch Civil Code). For a direct claim against the other party’s motor insurer, a three-year period applies under article 10 of the WAM, which can be interrupted. Start early: waiting weakens your evidence and can cost you your right to compensation.




